Typical Named Perils Insured

NAMED PERILS VERSUS ALL RISK COVERAGE

Homeowners Policies:

  • Fire
  • Lightning
  • Explosion
  • Smoke
  • Falling Object
  • Impact by Aircraft or Land Vehicle
  • Riot
  • Vandalism or Malicious Acts
  • Water Escape/Rupture/Freezing
  • Windstorm or Hail
  • Glass Breakage
  • Transportation
  • Theft

Rented Dwelling Policies:

  • Fire
  • Lightning
  • Explosion
  • Smoke
  • Falling Object
  • Impact by Aircraft or Land Vehicle
  • Riot
  • Vandalism or Malicious Acts
  • Water Escape/Rupture/Freezing
  • Windstorm or Hail

ADDITIONAL PERILS COVERED BY ALL RISK FORM:

Homeowners Policies:

  • Mysterious Disappearance
  • Animal Damage
  • Paint Spillage/Overspray
  • Building Collapse

Rented Dwelling Policies:

  • Glass Breakage
  • Burglary Damage to Building
  • Animal Damage
  • Paint Spillage/Overspray
  • Building Collapse