NAMED PERILS VERSUS ALL RISK COVERAGE

TYPICAL NAMED PERILS INSURED:

Homeowners Policies:

• Fire
• Lightning
• Explosion
• Smoke
• Falling Object
• Impact by Aircraft or Land Vehicle
• Riot
• Vandalism or Malicious Acts
• Water Escape/Rupture/Freezing
• Windstorm or Hail
• Glass Breakage
• Transportation
• Theft

Rented Dwelling Policies:

• Fire
• Lightning
• Explosion
• Smoke
• Falling Object
• Impact by Aircraft or Land Vehicle
• Riot
• Vandalism or Malicious Acts
• Water Escape/Rupture/Freezing
• Windstorm or Hail

ADDITIONAL PERILS COVERED BY ALL RISK FORM:

Homeowners Policies:

• Mysterious Disappearance
• Animal Damage
• Paint Spillage/Overspray
• Building Collapse

Rented Dwelling Policies:

• Glass Breakage
• Burglary Damage to Building
• Animal Damage
• Paint Spillage/Overspray
• Building Collapse

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