If you organize an event, either for profit or not, and you utilize the property of others, such as your city, town or regional district, or a provincial park, you may be required to take out special insurance to protect you and/or your group for the period of time you are holding the event. It is usually common, also, for the property owner to require their own name to be included on your Special Events policy for the time you are holding your event.
The cost of this short term coverage will depend on the type of event you are holding (high risk or low risk), the presence or absence of serving alcohol and the duration of the event. Premiums usually start at minimum $250 for a certificate of insurance (compared to minimum $600 to $750 for a business policy). An application must be submitted to our Special Events market and we usually need at least a week to obtain a quote, so contact us well ahead of your planned event.